Just My Journal

Use Summit Credit Union's Primary Savings Account I've only been a member of  Summit Credit Union  for a brief amount of time. However, I love their savings accounts. Their primary savings account doesn't have monthly fees or minimum balance charges, and it only took $5 to open! I can take my money out whenever I want, no questions asked. Plus I earn dividends ($) once my balance hits $25+. Compare that to my Chase savings where I earned 1 cent for $1000 dollars in savings... I will be closing that savings account to put money into Summit. I may also open a second savings account (GoSave Account) with Summit that allows me to earn higher interest compared to my primary savings account. The best time to save money is every time you get money. Pay yourself first. Use the same Computer since 2013 Honestly, I love my laptop. I don't have much on it because I don't need much. Right now, I'm using a VAIO  system which is perfect for watching videos ...

Sensodyne Full Protection +Whitening toothpaste According to it's active ingredients, this toothpaste has 5% potassium nitrate which gives it it's anti-hypersensitivity property. It helps protect your teeth from sensitivity from cold, heat, acids, and sweets. For me, my teeth were getting more and more sensitive to the cold especially. But after using this product my sensitivity level seems to be better! Would buy again Lush Beautiful Shower Gel Although I only bought a small bottle of this body wash, I absolutely loved it. The scent is wonderful and is the same as their fragrance 1000 Kisses Deep . It just makes me feel luxurious. One con is that it contains glitter particles, which I find unnecessary. But if you take your time to use up the bottle, the particles will settle at the bottom. Will buy again Maybelline Baby Lips Moisturizing Lip Balm in Quenched How many times have you actually finished a lip balm instead of losing it in the void? For me it was zero......

I'm not going to lie... Winter break is highly unproductive for me. I sit around at home and basically just veg out. I'm a self-proclaimed homebody and am perfectly comfortable just sitting around. But when that is the only thing I do every single day, even this girl gets restless. I could be checking out new places, but in the winter it's just so cold. Yeah, it's a lame excuse, I know. But this winter, my sister and I are completely revamping our living situation. She has enlisted in the navy , so over the course of the next 6 years or so, she's not going to be home much. This is part of her motivation to de-clutter. Selling (text)books , clothes , and other items around the house that don't mean that much anymore. This will also give her some extra cash before she flies off. For me, I'm embracing a more minimalist  lifestyle this year. What does minimalism mean to me? It means consuming deliberately. If you were to ask either of us, our mom is a ...

So, I'm watching The High Low Project hosted by Sabrina Soto on HGTV. Although I love that Sabrina is saving people money by being a savvy shopper I was thinking about the money that doesn't get put into the design. What if Sabrina went to a home that is able to do her upscale design but still saved the family a bunch of money? What if the money that the family saved was written as a check to an organization of their choosing? Thus, giving back to the community. Do you think this is a good idea, a bad one? Do you have other ideas that HGTV could do to raise money for organizations? Leave a comment! Later, ~ Tali Follow this link to learn more about the show http://www.hgtv.com/the-high-low-project/show/index.html