Why I ...

Use Summit Credit Union's Primary Savings Account
I've only been a member of Summit Credit Union for a brief amount of time. However, I love their savings accounts. Their primary savings account doesn't have monthly fees or minimum balance charges, and it only took $5 to open! I can take my money out whenever I want, no questions asked. Plus I earn dividends ($) once my balance hits $25+. Compare that to my Chase savings where I earned 1 cent for $1000 dollars in savings... I will be closing that savings account to put money into Summit. I may also open a second savings account (GoSave Account) with Summit that allows me to earn higher interest compared to my primary savings account.
The best time to save money is every time you get money.
Pay yourself first.

Use the same Computer since 2013
Honestly, I love my laptop. I don't have much on it because I don't need much. Right now, I'm using a VAIO system which is perfect for watching videos online and replying to e-mails. Like my cell phones, I probably won't replace my computer until it crashes on me.

Use Bing 
Two words. Bing Rewards. I wish I would have started using Bing sooner! Simply, every time you search something on Bing while you're logged into your Bing account, you earn points. And once you get to a certain amount, you can redeem gift cards - my favorite is $5 Amazon gift cards. Paying me for searching? It's easy money. Granted, it takes a while for the points to add up, but if you're logged into multiple devices, you can gain points quickly.

Buy (most) of My Clothes at Thrift Stores
Clothes Mentor and GoodWill are some of my favorite places to shop. I recently got a $70 top for $10 dollars. Now when I go to a mall or target and see their prices I usually just walk out. Unless I'm specifically looking for something, I'll stay away from there. I will say, I'll buy shoes at the store because it's harder to find options I actually like at thrift stores. The savings are calling!

Comments

Post a Comment

Popular posts from this blog

Tomi Lahren Speaks with Trevor Noah

Image
I've only seen a couple segments of Tomi's show "Final Thoughts" via Facebook. But she recently talked with Trevor Noah on "The Daily Show" which I wanted to give my two cents on. During the interview, Tomi related rioting, looting, and burning in the name of the Black Lives Matter movement to it's platform. According to it's website, Black Lives Matter  is "a call to action and a response to virulent anti-Black racism that permeates our society." Nowhere on  the website did it tell it's followers to riot, loot, or burn.  The thing is, anyone can say they are doing something in the name of something else. And in fact that has happened! Let's not forget the Knoxville Unitarian Universalist Church Shooting. In 2008, Jim Adkisson, who was a devout right-winger, walked into a church and started shooting at children. He did so because of the church's liberal teachings. In his suicide note he said, "liberals are evil... ...
Read more

The Flu

I recently read an article about how a 4-year-old died from the flu in Colorado. At the end of the article, the mom states, "... and it feels like we failed him because we did what we had to do." Worried, and searching for advice, this mom tried Vitamin C, Vitamin D, Elderberry, and Zinc. And despite these remedies recommended by fellow members of a Facebook group, her son didn't survive. But what if I told you, she had already took her son to the doctor? How the doctor already prescribed Tamiflu , but she didn't pick it up. How those recommendations for Vitamin C "until diarrhea," and peppermint oil didn't break her son's fever that caused a seizure. The fact is this Anti-Vax Facebook group and mother did fail her son. What's the point of going to the doctor if you aren't going to follow his recommendations and prescriptions? "I am a momma freaking out all alone in this, with a family who believes in [no] natural ways... they are m...
Read more

Things that Should be Left Behind in 2020

Tanning Salons As a 5 billion dollar industry, it's no wonder that tanning salons still exist. I've only ever gotten a spray tan (and a free one at that), but I could never imagine exposing my skin to a tanning bed knowing what I know. Tanning salons are everywhere and even my gym has tanning beds for people to use! According to the  American Academy of Dermatology , if used before the age of 35, indoor tanning bed increase the risk for melanoma by 59%. It also has a compound effect, putting you at higher risk each time you tan. The UV light from a tanning bed is a known carcinogen and therefore, it's the AADA stance that "no person or facility should advertise the use of any UVA or VB tanning device using working such as 'safe,' 'safe tanning,' 'no harmful rays,' 'no adverse effect,' or similar working or concepts." My promise to myself in 2020 is that I will never go into a tanning bed. Smoking Cigarettes I'm lucky enoug...
Read more